PM-Kisan-Maandhan-Yojana-2022

All About Pradhan Mantri Kisan Maandhan Yojana, 2022

As the word ‘Kisan” (farmer) in the scheme name suggests, this scheme is for the Indian farmers. PM Kisan Maandhan Yojana (PM-KMY) is a central voluntary and contributory pension scheme for old age protection and security of small and marginal farmers. Indian Prime Minister Sh. Narendra Modi launched this scheme which disburses a minimum pension of Rs. 3000 per month, to approx. 5 crore marginalised farmers that are aged 60+. 

The subscribing farmer has to contribute to a pension fund between Rs.55 to Rs.200 per month. The instalment amount depends on the entry age of the farmer. The central government previously also started an ambitious PM Kisan Yojana, under which every farmer is getting 6000/- annually. A part of this amount under PM Kisan can also be an instalment (premium) for PM Kisan Maandhan Yojana. These instalments are to be paid till the farmer turns 60. 

PM Kisan Maandhan Yojana (PM-KMY) Overview 2022 

Scheme Name Pradhan Mantri Kisan Maandhan Yojana (PM-KMY) 
Launched Date 31st May 2019 
Announced By Sh. Narendra Modi 
PM Shram Yogi Maandhan 

 

Yojana Official website 

https://pmkmy.gov.in/ 
Ministry Ministry of Agriculture & Farmer Welfare 
Beneficiary Small and Marginal Indian Farmers  

 

(having less than 2 hectares of land) 

Joining Age 18 – 40 years 
Toll-free/ Helpline Numbers 1800 267 6888 
Application Online 

PM Kisan Maandhan Yojana Eligibility in 2022

  • For Small and Marginal Farmers (with farmable or agricultural land area up to 2 hectares per the State/UT’s land records). 
  • The entry age for the PM-KMY is between 18 – 40 years 

 Documents Required for PM Kisan Maandhan Yojana

  • Aadhar Card 
  • PAN Card 
  • Bank Passbook 
  • Photograph 
  • Mobile Number 

PM Kisan Maandhan Yojana 2022 Registration

If you fall under the category of small or marginal farmers (with less than 2 hectares of land), are aged between 18-and 40 years, and are desirous to join PM Kisan Maandhan Yojana then you are eligible for it. It is fairly easy to apply for this scheme. To join, you will have to go to its official website (https://pmkmy.gov.in/). On the website, you will get two options – A. CSC Registration, B. Self-Online Registration 

 A.CSC (Common Service Center) registration procedure

1. Visit the nearest Common Service Center with the following documents

  • Aadhar Card 
  • Savings Bank Account number (with branch IFSC Code) 
  • PAN Card 

2. Initial contribution amount has to be made to the Village Level Entrepreneur (VLE) 

3. VLE enters the subscriber details for online authentication like email address, mobile number, spouse name, nominee, bank account details, etc. 

4. The Monthly contribution to be paid by the subscriber or the farmer is calculated automatically by the online system. 

5. The first subscription amount is to be paid in cash to the VLE. 

6. The subscriber has to sign the printed Enrolment cum Auto Debit mandate form. 

7. The VLE will scan the Enrolment cum Auto Debit mandate form and upload it online. 

8. A unique Kisan Pension Account Number (KPAN) is generated, and the Kisan Card will be printed in the Common Service Center. 

 B. Self-Online registration procedure:

  1. For self-registration, visit the official website at https://pmkmy.gov.in/ or maandhan.in 
  2. Click the “Click Here to Apply Now” at the homepage link at the official portal for PM Kisan Maandhan Yojana. 
  3. Afterward, the page to apply online for PM Kisan Mandhan Yojana will appear on the screen. 
  4. The desirous applicant has to choose the registration option as “Self Enrolment (using your mobile number & OTP)”, you will have to log in through your registered mobile number. 
  5. Next, you will see a dashboard containing the name of schemes, opt for the enrolment option and open the enrolment form for PM Kisan Maandhan Yojana. 
  6. The applicant needs to enter all the relevant details and finally click on the “Submit” button to complete the application process. 

Benefits of PM Kisan Maandhan Yojana 2022 

  • The subscriber will start receiving a minimum monthly pension of Rs.3000 after they attain the age of 60 years. 
  • The central government also contributes an equal amount for the initial few years as the farmers to the pension fund. 
  • Even if you exit this pension scheme before the completion of 60 years or before its maturity, you will get a good return as the government provides subsidies in this scheme. 
  • If you are already receiving money under the PM Kisan scheme, you won’t have to pay the money from your pocket, as the premium amount will be directly deducted from the PM Kisan Instalments you receive.  

The central government is delivering various schemes to improve the economic condition of the small and marginalised Indian farmers. Farmers are getting hugely benefited by registering and availing of these schemes. 

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Frequently Asked Questions

Who can apply for Pm Kisan Maandhan Yojana? 

The applicants should be between the age of 18 and 40 years and should not have cultivable land of more than 2 hectares. They will have to make monthly contributions ranging from Rs 55 to Rs 200 per month till they attain the age of 60. After attaining the age of 60, the subscribers can claim the monthly pension amount. 

How do I apply for PM Kisan Maandhan Yojana? 

To apply for PM-KMY you can opt for either one of the two options – 1. CSC (Common Service Center) Registration or 2. Self-Online Registration